Upon entering a collections agreement, we look at each debtor and debt(s) to determine the probability of collecting.  This likelihood is premised upon factors such as; age of debt, debtor’s current financial state, debtor assets, if an insurance or bonding company was involved, if debtor owns a franchise, is a sub-contractor or answers to an authority figure in the process of running their business.

We also determine if other debts which supersede our client’s debt (such as tax liens, or unpaid Income Taxes). There is also a myriad of additional factors which are unique to any specific debt and debtor.